Here is link to download pdf filehttp://punjabgovt.nic.in/web/guest/customepage?p_p_id=guestPortlet&p_p_lifecycle=1&p_p_state=exclusive&p_p_mode=view&p_p_col_id=column-1&p_p_col_count=1&requestType=ApplicationRH&actionVal=openKMSFile&queryType=Select&screenId=114&refDocId=18908
would it calculate with new r.o.ii.e 8 mnths 8%and 4 mnths 8.6% ?