Author Topic: HOME LOAN REBATE IN INCOME TAX  (Read 10387 times)

rajinder26

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HOME LOAN REBATE IN INCOME TAX
« on: May 19, 2012, 05:47:03 PM »
Respected all members,
Plz advice us abt house loan & loan to buy plot. What is process, abt bank, bank interest, ?
1. If we are going to buy house (RS. 35,00000 ) ,My salary is Rs 33103 & my wife salary also Rs.33103. (33103X2=66203/month), plz tell how much loan  %age provide by bank & what %age we have to pay?
2. If we are going to buy plot (RS. 17,00000 )  + House loan (16,00000) , plz tell how much loan  %age provide by bank & what %age we have to pay?
Plz guide us for this, Which bank ?
Reply it, i think this is help full for all of us.

pawan sharma

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #1 on: May 19, 2012, 07:10:14 PM »
Loan amount for home is always 75% of the estimated cost of the home which is evaluated by the bank evaluator. Its never more than 75% of total evaluation .
Home loan= Month Net salary in hand *40

pawan sharma

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #2 on: May 19, 2012, 07:13:11 PM »
One suggestion sir, pehla ghar di evaluation karwa ke apni bank kolo estimated loan amount pata karwa lao. fir biana karwaona.

Loan is always come with two option.... fixed interest rate and floating interest rate.... go for fixed rate of interest

pawan sharma

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #3 on: May 19, 2012, 07:18:33 PM »
Go to online check the website of particular bank  ... also forward a mail to head office..... No dalal at all ....nahi te dhokha ho javega....atleast previous 4 years form 16 is required.....returns also.....bank statement of six month.....salary slip.....copy of biana......an affidavit.......and application form for loan ........previous registry and inteqal di copy.........Kachehri cho pichhle 20 saal da registry record of home.........

pawan sharma

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #4 on: May 19, 2012, 07:20:05 PM »
Granter for loan must be govt empl for the loan....gawahi lai 2 bandian di load pandi hai.......

Rkhsp

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #5 on: May 19, 2012, 07:32:23 PM »
Go to online check the website of particular bank  ... also forward a mail to head office..... No dalal at all ....nahi te dhokha ho javega....atleast previous 4 years form 16 is required.....returns also.....bank statement of six month.....salary slip.....copy of biana......an affidavit.......and application form for loan ........previous registry and inteqal di copy.........Kachehri cho pichhle 20 saal da registry record of home.........
gud....

teacher MATH

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #6 on: May 19, 2012, 07:34:54 PM »
EK EXPERIENCE SIR ICICI HDFC JA KISSE PRIVATE BANK TO LOAN NA LAO

teacher MATH

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #7 on: May 19, 2012, 07:35:36 PM »
LOAN TA SIR BHAHUT JALDI PASS KARDE NE PAR BAAD VICH RAB RAKHA

teacher MATH

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #8 on: May 19, 2012, 07:36:14 PM »
GO WITH SBI PNB PSB OBC SBP

teacher MATH

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Re: HOME LOAN REBATE IN INCOME TAX
« Reply #9 on: May 19, 2012, 08:23:18 PM »
i have taken loan

 

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